Retirement Strategist

Current Age

Retirement Age

401k Balance ($)

Current Annual Income ($)

Conversion Amount ($)

Annual Growth Rate (%)

Conversion Verdict

Current Age

401k/IRA Balance ($)

Annual Growth Rate (%)

Annual SS Income ($)

Other Annual Income ($)

RMD Schedule Projection

Age

Gross Annual Income ($)

401k Contribution ($)

HSA Contribution ($)

Tax Reduction Strategies

Age

Household Size

Estimated MAGI ($)

MAGI = AGI + tax-exempt interest + excluded foreign income

Your ACA Position

Income Sweet Spots

Strategies

Current Age

Full Retirement Age (FRA)

Your Monthly Benefit at FRA ($)

Spouse Monthly Benefit at FRA ($)

Enter 0 if no spouse

Planned Claim Age

Other Annual Retirement Income ($)

Benefit Comparison by Claim Age (click to select)

Breakeven Analysis

Current Age

Retirement Age

Current Portfolio ($)

Annual Contribution ($)

Annual Withdrawal in Retirement ($)

Social Security Income ($)

Expected Annual Return (%)

Volatility / Std Dev (%)

~10% conservative, ~15% aggressive

Inflation Rate (%)

Plan to Age

About You

Current Age

Target Retirement Age

Life Expectancy (plan to age)

Marital Status

Assets & Income Sources

401k / IRA Balance ($)

Roth IRA Balance ($)

Tax-free in retirement

Taxable Brokerage ($)

Cash / Emergency Fund ($)

Annual Social Security ($)

Enter 0 if not yet estimated

Annual Pension Income ($)

Annual Rental / Other Income ($)

Expected Portfolio Return (%)

Annual Expenses in Retirement

Housing (mortgage/rent/taxes) ($)

Food & Groceries ($)

Transportation ($)

Travel & Leisure ($)

Utilities & Phone ($)

Subscriptions & Misc ($)

Debt Payments ($)

Mortgages, loans, credit cards

Out-of-Pocket Medical ($)

Copays, prescriptions, dental, vision

Healthcare Coverage

Monthly Premium ($)

Your out-of-pocket premium cost

Annual Deductible ($)

Annual Max Out-of-Pocket ($)

Expense Breakdown

Retirement Runway Analysis

What-If Scenarios

Retirement Readiness Checklist

Educational tool only. Not financial, tax, or legal advice. Consult a qualified financial advisor or CPA for your specific situation.

Your Retirement Strategist